Financial Risk Gatekeeper - Financial Enterprise Audit
As a professional institution that has obtained the audit filing qualification from the China Banking and Insurance Regulatory Commission, we focus on providing penetrating audit services for banks, insurance, securities, trusts, and fintech enterprises. We have been deeply involved in the compliance governance of 126 financial institutions, and have audited financial assets worth over 7.8 trillion yuan in the past three years. We have accurately identified 237 major risks and hidden dangers, safeguarding the stable operation of the financial system.

Core battlefield of financial auditing

1. Special audit of the banking industry

Credit asset five level classification verification: Using AI non-performing loan identification model, a city commercial bank found 1.47 billion yuan of hidden non-performing assets in its audit

Basel III compliance audit: comprehensive verification covering credit risk (IRB method), market risk (IMA model), and operational risk (SMA framework)

Financial instrument valuation audit: Establishing a cross market verification system for derivative pricing, discovering that the valuation deviation of a foreign bank's interest rate swap transaction exceeded 320 million yuan

2. Actuarial Audit in the Insurance Industry

IFRS 17 Standard Conversion Audit: Innovative three-stage linkage testing method to help insurance companies smoothly transition to the new insurance contract standards

Dynamic monitoring of solvency: embedded with C-ROSS II regulatory indicator warning module, real-time tracking of actual capital and minimum capital changes

Reserve adequacy audit: Using Monte Carlo simulation to verify policy data at the level of tens of millions, a certain life insurance company added a reserve of 830 million yuan

3. Securities industry compliance audit

Special Audit of Fund Custody: Blockchain Technology Penetrates and Inspects the Flow of Funds from 3000+Private Equity Products, Intercepting 910 Million Yuan of Illegal Embezzlement of Funds

Two financing business stress test: building an extreme market simulation system to warn a securities firm of pledge rate setting defects and avoid the risk of overstocking

Audit of Information Barrier: Identifying 23 Potential Insider Trading Clues through Digital Behavior Analysis

Five core barriers

1. Regulatory think tanks provide protection

-The auditor previously served as a member of the inspection team of the China Banking and Insurance Regulatory Commission/China Securities Regulatory Commission, and laid out the response plan for revising the Financial Rules of Financial Enterprises three years in advance

-Monthly release of 'Financial Regulatory Radar', an intelligent analysis library covering over 1100 regulatory penalty cases

2. Risk perspective ability

-Financial Risk Knowledge Graph: Dynamically linking 5 million+nodes of industrial and commercial, judicial, and public opinion data, a certain trust project was alerted 9 months in advance of the financing party's debt crisis

-Regulatory sandbox simulation system: stress testing covers 98% of on-site inspection scenarios by the China Banking and Insurance Regulatory Commission

3. Technology penetration tools

-Intelligent fund flow tracking platform: integrating SWIFT CIPS、 Multi channel data such as third-party payments increase audit efficiency by 6 times

-Distributed ledger validator: synchronously parsing alliance chain node data, discovering the risk of "one item, multiple mortgages" on a certain supply chain finance platform

4. Vertical industry specialization

-Banks: Establish Basel Accord Research Group and Credit Card Asset Securitization Audit Group

-Insurance: Actuarial+Auditor Dual Sign Model, with 5 individuals holding North American Actuarial (FSA) qualifications

-Securities: The quantitative trading audit team is equipped with CFA certified personnel who are familiar with the compliance points of high-frequency trading

5. Global Compliance Framework

-Simultaneously meeting FATF anti money laundering audit requirements and EU GDPR data compliance standards

-Hong Kong licensing team familiar with SFC Type 1/4/9 license audit rules

-The SOX404 audit pass rate of Chinese concept stock financial institutions is 100%

-Make auditing a secure foundation for financial innovation

If you need to handle or consult specific procedures, please feel free to contact our professional team at any time!
Phone: XXX-XXXXX-XXXX | Email: XXX@XXX.com